Dog Insurance: What It Is, How Much It Costs, And the Best Places To Buy It

Dog Insurance: What It Is, How Much It Costs, And the Best Places To Buy It

What if your dog were to get sick? It happens to the best of us, and in these times of rising health-care costs, it’s not at all uncommon to worry about how much it would cost to get your pup to the vet. But if you’re like most of us, you’ve probably never considered the possibility that your dog could get sick. It’s true that pet insurance is not a new concept. An increasing number of pet owners are opting to purchase insurance for their animals rather than pay for emergency veterinary care out of pocket. But what exactly is pet insurance, and who should buy it? This article will provide answers to those questions and more.

What Does Pet Insurance Cover?

First and foremost, pet insurance is intended to be an additional form of coverage that covers the loss or treatment of a serious illness or injury to your pet. It’s important to remember that it won’t cover the whole bill for a costly medical procedure. That’s why a range of rates will be available depending on the pet’s age and condition. Another issue to consider when determining whether you should consider pet insurance is the deductible. Your vet will ask you to pay some money before treatment can be given, so if your dog is suffering from a condition that isn’t likely to kill him in a matter of days, your deductible might be less than the cost of his treatment.

How Do You Choose a Pet Insurance?

Pets can live up to 15 years. This is a long time, and it’s likely that your little furbaby will require veterinary care over that time. While you probably wouldn’t purchase pet insurance if this was a one-time situation, it could become more common. That’s because, according to Paws For Life, a typical owner will spend a minimum of $5000 on veterinarian costs during their animal’s lifetime. If your dog or cat needs routine and/or emergency vet care, this number could skyrocket. Given that premium insurance costs start around $30 for pets under five years old, it’s smart to shop around for the best insurance plan for your particular furry family member. However, there are some things you should consider before picking up a pet insurance plan for your pooch.

Best Pet Insurance Companies of 2021

Keep reading for a look at the best pet insurance companies of the future. Pet Insurance: What Is It, and How Much Does it Cost? While a number of pet owners have used pet insurance for years, the large majority have never considered it before. Here’s what you need to know: According to Trupanion, the most important thing to understand when it comes to pet insurance is that you don’t have to pay for it. Instead, you purchase it as part of your pet’s comprehensive health plan. As long as your dog or cat is covered by a pet health care plan, Trupanion will take care of the payments. If your pet becomes seriously ill or injured, the company will pay for treatment.

Nationwide Pet Insurance

If you’re currently a dog owner, chances are that you’re already familiar with a company called Nationwide. This insurance firm was started back in 1934 and since then, has been on a constant mission to insure your canine companion. They provide pet insurance plans through their PetSafe brand, which covers a wide range of medical care including everything from annual check-ups to vaccinations and vaccines against contagious diseases. This insurance offers payment plans to protect your budget. In addition, Nationwide also offers discounts on food, toys and treats, as well as other pet-related products and services.

Healthy Paws Pet Insurance

If you’re reading this post, chances are you own a dog or cat. Why would you want to buy pet insurance, you might ask? Well, health insurance is expensive, especially in today’s health-care market. According to a 2014 study by the UK’s Kennel Club, it costs between £36.97 ($54.63) and £53.22 ($85.65) every month for a small dog, and between £30.42 ($46.13) and £51.49 ($66.06) every month for a medium dog. Meanwhile, a large dog could expect to pay up to £108.50 ($159.65) every month. In the U.S., the ASPCA reports that a large dog could spend over $500 a year on its health care alone. There is no question that, for many pet owners, animal-care costs are becoming out of reach. Fortunately, a growing number of pet owners are choosing to purchase insurance for their animals instead.

Embrace Pet Insurance

Pets are at the heart of our family, and in fact they’re arguably more than just furry friends, but members of our family, too. They’re often members of our families’ emergency care teams, for better or worse. Some might consider an emergency vet visit, a scheduled grooming appointment, or a painful dental cleaning to be “emergency” treatment. But in reality, these common pet needs are relatively common. For example, many people don’t want to worry about the hundreds of dollars they’d spend to treat a vet bill if it happened during the middle of the night, when they’d be out of town. In addition, owners know that dog illnesses—like the common cold—can be treatable, and that some types of canine diseases are simply not worth spending thousands of dollars on.

Trupanion Pet Insurance

Trupanion Pet Insurance is a subsidiary of the publicly traded insurance giant, WellPoint Inc. Trupanion was the first company in the pet insurance business, so the company has established a strong reputation for itself. Let’s take a closer look at Trupanion’s pet insurance policies: Full Coverage Trupanion offers three insurance products: Full Coverage – This policy covers the full cost of any medical care required by the insured pet. Care Per Policy – Trupanion covers your pet for as long as you own the pet. One Year – This policy offers financial protection if your dog, cat, or ferret gets sick within one year of its adoption date. Keep In Touch Trupanion offers a great perk to keep your dog healthy and safe.

FIGO Pet Insurance

First, let’s talk about the basics. When someone buys insurance for their dog or cat, they have two options: They can choose to purchase policies through the insurance company’s own website. Alternatively, they can visit a veterinary hospital or clinic to buy insurance for their pet. But why would they ever need a dog insurance policy? Dogs get sick all the time. They get stung by bees, bitten by snakes, run over by cars, chewed by their own tails, trampled by elephants, and run over by cars a lot. Okay, so it’s not really as bad as that, but what’s not to love about dogs? I mean, they’re like an English Bulldog’s drunken uncle who continually tries to check himself out of the liquor store.

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