Dangerous Dog Breed Insurance
Unfortunately, some of our pet dogs have been classified as dangerous breeds or sometimes called, troubled dogs and bag dogs. These dog breeds are normally the larger dogs.
These dangerous breeds are the ones covered on the nightly newscasts that are blamed for most dog bite attacks in the country.
Because of this media coverage, most homeowner associations have put restrictions on certain dog breeds.
Some of these associations have even gone so far as to ban specific breeds in their neighborhoods.
hose associations who have not banned specific breeds have demanded that the homeowners purchase dog liability pet insurance.
However, the homeowner’s insurance usually will not cover dogs on their list.
Therefore, the homeowner must invest in a separate dog pet insurance to cover these demanding issues.
A Dog’s History
It is probably a good idea for most dog owners to purchase dog pet insurance. One never knows when a dog might be faced in a difficult situation, or backed into a corner with no way out except to take a chunk of whatever is in front of him.
Even the calmest of dogs are faced with a situation like this several times in their lives. Witnessing the onslaught of lawsuits today, it is an excellent idea to cover your bases with dog pet insurance.
Most insurance agencies will not judge your dog by its breed, but by its history. They understand that it is not the particular breed that determines whether a dog is likely to attack, but its circumstances and training.
Therefore, most of these agencies have different options for their dog pet insurance.
If there is a chance that your dog might be a biter, then your dog pet insurance will be a little higher than the dog who is calm and submissive.
The dogs that are listed as dangerous breeds in many areas are Pit Bulls, Doberman Pinchers, Rottweilers, German Shepherds, Chow Chows, Siberian Huskies, Wolf-hybrids, Alaskan Malamutes, Akitas, Great Danes, Persa Canarios and Boxers. While most of these are the larger breed dogs, do not be fooled by some of the designer dogs.
Their little yipping and yapping usually mean sharp little teeth and many people have been bitten by one of these cute tiny dogs.
It is probable that more people have been bitten by these little terrors more so than the larger breeds, but have not been reported because of the stigma of having a tiny dog bite you deep enough to draw blood.
The owners of these tiny dogs should invest in dog pet insurance. Their deductibles would be less than the large dogs because of their size.
If a tiny dog cannot chew off an arm or foot, it is not considered a dangerous breed. But to be on the safe side, any dog owner should purchase dog pet insurance.
This will not help in case of liability, but will also help with the general health expenses of your dog.
In the end, dog pet insurance can only be a positive opportunity for any dog owner.