2019 Pet First Insurance Review

Pet First Pet Insurance is a popular choice just as the name suggests.

The motto behind is Pet First is best health care for pets without money worries for pet parents.

To this effect they have created unique plans and policies that stand apart from the rest of the industry.

Premiums of all Pet First plans are not affected by the breed and age of the pet as well as the location of the owner.

There are also no upper limits for diagnosis which means that whether you opt for the Standard or the Lifetime policy, your pet will get thorough and comprehensive care whenever you need it.

They also have a Family plan which allows you to insure more than one pet at a time and avail amazing discounts.

No matter which plan you choose you can get coverage for year round examinations, various kinds of treatments and lab tests, diagnostics as well as surgeries unless they are genetic or hereditary conditions.

With their recent expansion into Canada, Pet First also allows coverage for your pet if you are travelling or relocating there.

While dental care for pets is quite limited there is provision for chronic diseases if you customize your policy.

First get the vet to give your pet a thorough check up. If your pet does come up with any chronic disease then you can opt for the Lifetime Plan and attach the ‘Hereditary/Chronic/Congenital’ clause to it as an add-on.

Without this clause, the condition will only be covered in the first year with no provision of continual coverage.

This plan and clause is also essential if you want to cover your pet for any congenital or hereditary condition that he/she might have, if you want cancer coverage or coverage for breed specific conditions like hip dysplasia.

A quick look at the different types of Pet First plans:

· The Accident plans come in a $1000 and $3000 package. These cover everything from broken bones, cuts and wounds as well as poisoning cases among others.

· The Standard plans come in $3500m $2500 and $1500 packages. These can include anything from invasive surgeries, infections and tumors, accidents and illnesses, infections and surgeries, tumors as well as pneumonia.

· The Lifetime plans come in $20,000, $10,000 and $5000 options. These cover all kinds of routine care as well as chronic conditions even those which are congenital and hereditary like hip dysplasia.

This means that your pet is well covered for conditions like diabetes, cancer, allergies, arthritis and for various accidents and other illnesses.

If none of these plans exactly suit your needs or budget you can still find solutions with Pet First. A strong underwriting team and state of the art benefits offer excellent customizable options for the discerning pet owner.

You can pick and choose the best options and features from the plans mentioned above and even add new clauses based on your specific needs.

Expert insurance executives will then take your points forward to create a policy which perfect for your budget and just tailor made for all your pet’s needs.

If you can’t find a local insurance provider in your area don’t worry, most online insurance companies will cover you if you live within the United States. There are also quality Pet Insurance companies in Canada.

Most Pet Insurance Providers will cover you if you live in the following States: Alabama AL – Alaska AK – Arizona AZ – Arkansas AR – California CA – Colorado CO – Connecticut CT – Delaware DE – Florida FL – Georgia GA – Hawaii HI – Idaho ID – Illinois IL – Indiana IN – Iowa IA – Kansas KS – Kentucky KY – Louisiana LA – Maine ME – Maryland MD – Massachusetts MA – Michigan MI – Minnesota MN – Mississippi MS – Missouri MO – Montana MT – Nebraska NE – Nevada NV – New Hampshire NH – New Jersey NJ – New Mexico NM – New York NY – North Carolina NC – North Dakota ND – Ohio OH – Oklahoma OK – Oregon OR – Pennsylvania PA – Rhode Island RI – South Carolina SC – South Dakota SD – Tennessee TN – Texas TX – Utah UT – Vermont VT – Virginia VA – Washington WA – Washington, D.C. – West Virginia WV – Wisconsin WI – Wyoming WY – Hawaii HI.

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