Pet Insurance Best Deals
We all love our pets a lot but with the rising costs of pet care, it can be tough situation to maintain the costs of our pets. But the easiest solution to this problem is pet insurance.
But you may get confused since there are literally hundreds of pet insurance policies out there. Hence we have done a pet insurance comparison and we came with a few things which you should look for while doing a pet insurance comparison.
Also when you are doing pet insurance comparison try to research as many policies as possible.
Here are a few things which you should lookout for while doing a pet insurance comparison:
Price vs Benefits: We are trying to find a policy which gives the rite kind of benefits at the most economical price. Do not always go for the cheapest one because often times cheapest ones are simply useless because they do not cover a majority of things.
Also while researching we found that some of the really cheap insurance policies set there terms in such a way that they make it very difficult for you to actually claim and they take months to settle the claims.
When you are trying to claim, you would need to settle it quick since your pet would need urgent medical attention, you do not need lousy companies which could take months.
Read the fine Print: You would get no policy in which everything is included, hence you need to read the fine print to find out what’s included and most importantly what’s excluded.
Pet insurance comparison is not a herculean task, you just need to take care of certain things and you are good to go.
Lifetime coverage: If you do not opt for a reputed pet insurance company then there are chances that your company may drop you at the end of the year citing the reason that your pet gets sick periodically.
Insurance companies do that at the end of each year in order to reduce there costs. So when you are opting for a certain policy make sure it’s a lifetime coverage policy.
So now that you know how to do a pet insurance comparison, go ahead and get yourself the benefit of a pet insurance.
Compare the insurance plans and features from the top list of the best rabbit insurance plans and quotes:
Pets Best – $200 deductible which covers accidents to 80% but minus the illness coverage.
Pet Plan – $200 deductible, 80% claims reimbursement (100% reimburse available for additional premium). It covers all accidents, injuries, and illnesses including hereditary conditions of the pet.
Hartville – $100 deductible which covers accidents and illnesses to 80%, including spaying and neutering, essential preventive care, rabies vaccination, free lost pet recovery tag, annual physical exam and dental cleaning, as well as continual coverage for some chronic and long-term conditions that may have arisen in the previous policy year.
PetHealth – $50 deductible with up to $2000 for selected accidents though no illness coverage.
Pet Assure is a membership plan where participating veterinarians and animal hospitals offer 25% discount to members, which is as good and cost-efficient as the best dog insurance available.
VPI – $50 deductible and pays 90% of approved claim per standard benefit schedule.
Embrace – $500 annual deductible, 20% coinsurance, $5,000 annual maximum, and no per incidence limits. It also covers accidents and illnesses, and genetic and chronic conditions except the home prescription drugs, dental illness, or wellness programs.
Trupanion – All policies pay 90% of your actual veterinary bill for any accident or illness, including hereditary and congenital conditions. Deductibles and premiums are adjustable to meet the pet owners needs and affordability.
Healthy Paws – Pays up to 90% of veterinary bill for any accident or illness, including hereditary and congenital conditions, and it is also customizable.
Pet Partners (AKC) – $125 deductible per incident and 10% co-paid.
PetFirst – $50 deductible for accidents and illnesses, while it covers accidents and illnesses to $7,500, advertising and reward to $250, and Kennel fees to $250.
Purina Care – $250 annual deductible and you just have to pays 80% of eligible expenses after deductible and co-pay. It covers all accidents, illnesses and does not exclude hereditary conditions or behavior modification.