PETPLAN Pet Insurance Reviews
Petplan Dog Insurance
A company established for over 30 years, Petplan Dog Insurance provides trusted coverage for dog owners.
As owners of purebred dogs know, their dog has a very good chance of eventually developing a hereditary condition.
Petplan will cover these conditions up to policy limit. There are no restraints on time limits for the hereditary conditions. Pre-existing conditions are not covered.
Petplan Dog Insurance covers your dog for its entire life. As long as the policy is renewed, Petplan will help you to take care of your dog, even if the dog develops chronic conditions as it ages.
Petplan refers to this as “Petplan’s Covered for Life Guarantee”. This coverage is included in all Petplan policies.
Petplan Dog Insurance will provide coverage for hospitalization, testing, surgery, cancer treatment, non-routine dental work such as extractions, and prescription medicine.
Besides these conventional medical procedures dog owners expect, Petplan realizes that some people may want alternative treatments such as chiropractic therapy or acupuncture.
These are covered if treatment is given by a licenses veterinarian.
Petplan Dog Insurance offers three plans – the Bronze Plan, the Silver Plan, and the Gold Plan.
All three Petplan policies offer a choice of monthly, quarterly, and yearly premiums. All of these plans can be customized by choosing a deductible of $50, $100, or $200.
The level of reimbursement can likewise be customized to cover 80%, 90%, or 00% of covered veterinary charges.
All quotes given in this article will be based on a healthy, young, purebred male dog.
The Bronze Plan covers veterinary fees up to a maximum of $8,000. The least expensive Bronze Plan, which comes with a $200 deductible and 80% reimbursement, costs $15.85 per month.
With a $50 deductible and 100% reimbursement, this plan will cost $33.18 per month. The veterinary procedures listed above are all covered with the Bronze Plan.
The next level of protection is the Silver Plan, which covers $12,000 of expenses. This policy now adds boarding kennel charges, advertising reward costs, and loss of your dog because of straying or theft.
These last benefits cover $250 of expenses. With a $200 deductible and an 80% reimbursement, this policy costs $17.52 per month. At the $50 and 100% reimbursement level, expect to pay $36.92 per month.
The highest level of Petplan Dog Insurance is the Gold Plan, which provides $20,000 of coverage. The kennel fee coverage, advertising, and loss due to theft or straying is now covered up to $500.
In addition, the Gold Policy provides $1,000 to pay for death from illness or injury, and $1,000 if your vacation must be cancelled due to your dog’s illness.
A $200 deductible, 80% reimbursement costs $19.32 a month, while maximum coverage of 1005 reimbursement and $50 deductible will cost the dog owner $40.97 per month.
The dog owner will also be glad to learn that Petplan offers a 30 day money-back guarantee. All money paid for the plan will be refunded if the policy is cancelled within the first 30 days, as long as no claim has been filed.
If you can’t find a local insurance provider in your area don’t worry, most online insurance companies will cover you if you live within the United States. There are also quality Pet Insurance companies in Canada.
Most Pet Insurance Providers will cover you if you live in the following States: Alabama AL – Alaska AK – Arizona AZ – Arkansas AR – California CA – Colorado CO – Connecticut CT – Delaware DE – Florida FL – Georgia GA – Hawaii HI – Idaho ID – Illinois IL – Indiana IN – Iowa IA – Kansas KS – Kentucky KY – Louisiana LA – Maine ME – Maryland MD – Massachusetts MA – Michigan MI – Minnesota MN – Mississippi MS – Missouri MO – Montana MT – Nebraska NE – Nevada NV – New Hampshire NH – New Jersey NJ – New Mexico NM – New York NY – North Carolina NC – North Dakota ND – Ohio OH – Oklahoma OK – Oregon OR – Pennsylvania PA – Rhode Island RI – South Carolina SC – South Dakota SD – Tennessee TN – Texas TX – Utah UT – Vermont VT – Virginia VA – Washington WA – Washington, D.C. – West Virginia WV – Wisconsin WI – Wyoming WY – Hawaii HI.
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